National Bank of Pakistan (NBP), one of the country’s largest government‑owned banks, has announced NBP Jobs 2025 for experienced professionals in Credit Risk, Enterprise Risk, and Retail & Program Lending. These posts span senior and mid‑management grades such as VP/SVP, AVP and OG‑I, offering excellent career paths in a secure, government‑backed institution.
The bank is seeking candidates with strong financial, analytical and risk management skills to lead regional credit hubs, manage international risk exposures, and support retail credit evaluation. Positions are based in major cities including Karachi, Islamabad, Lahore, Quetta, Faisalabad, Peshawar, Multan, Hyderabad and Rawalpindi, providing nationwide placement opportunities.
NBP offers competitive salary packages, robust training, and long‑term job security. Applications must be submitted online via the Sidat Hyder careers portal before the respective closing dates. Shortlisted applicants will go through tests and panel interviews conducted by senior NBP management.
Basic Information
| Item | Details |
|---|---|
| Bank | National Bank of Pakistan (NBP) |
| Sector | Government‑owned Commercial Bank |
| Job Areas | Credit Risk Management, International Risk Management, Retail & Program Lending |
| Grades | VP/SVP, AVP / OG‑I, OG‑I |
| Job Type | Full‑time, regular employment (as per NBP HR policy) |
| Locations | Karachi, Islamabad, Lahore, Quetta, Faisalabad, Jhelum, Multan, Peshawar, Hyderabad, Rawalpindi & others |
| Minimum Education | Graduation (Master’s / professional certifications preferred) |
| Experience Requirement | 4–10+ years (post-wise) |
| Application Mode | Online only via Sidat Hyder portal |
| Careers Portal | https://www.sidathyder.com.pk/careers |
| Employer Type | Government‑backed bank with nationwide network |
Available Positions
- Credit Hub Head (VP / SVP)
- Location: Karachi, Faisalabad, Islamabad, Jhelum, Lahore, Multan, Peshawar, Quetta
- Reports to: Chief Credit Officer – Credit Risk Management Division
- Grade: VP/SVP (Senior Management)
- Unit Head – International Risk Management (VP / SVP)
- Location: Karachi
- Reports to: Wing Head – Foreign Risk & ESG Wing
- Manager – International Risk Management (OG‑I / AVP)
- Location: Karachi
- Reports to: Unit Head – IRM
- Credit Analyst – Retail & Program Lending (OG‑I)
- Locations: Karachi, Hyderabad, Multan, Rawalpindi
- Reports to: Regional Executive – Credit / Head – Retail & Program Lending Division
Eligibility Criteria
Common Requirements
- Pakistani nationality.
- Minimum Bachelor’s degree from an HEC‑recognized university; Master’s / CA / ACCA / CFA / FRM preferred for senior posts.
- Strong command of MS Office, especially Excel and reporting tools.
- Good communication, analytical and report‑writing skills.
- Clean disciplinary record.
1. Credit Hub Head (VP / SVP)
- Education: Graduation; Master’s and/or relevant certifications (e.g., risk management) preferred.
- Experience: Minimum 10 years banking experience, with 7+ years in Corporate, Commercial or SME lending / credit risk / business or risk management.
- Skills / Knowledge:
- Credit appraisal & structuring, risk assessment, SBP Prudential Regulations.
- People management & leadership, portfolio monitoring, early warning, stress testing.
2. Unit Head – International Risk Management (VP / SVP)
- Education: Graduation; CA/ACCA/MBA/FRM or similar preferred.
- Experience: 10+ years in Credit Risk / Enterprise Risk in a bank.
- Skills:
- Understanding of international risk, IFRS, regulatory requirements.
- Strong analytical and presentation skills; ability to design risk frameworks and policies.
3. Manager – International Risk Management (OG‑I / AVP)
- Education: Graduation; CA/ACCA/CFA/FRM/MBA preferred.
- Experience: Minimum 5 years in Enterprise Risk or Credit Risk.
- Skills:
- Risk analysis, capital adequacy concepts, RWA, stress testing, risk reporting.
- Coordination with foreign branches, MIS development.
4. Credit Analyst – Retail & Program Lending (OG‑I)
- Education: Graduation (Master’s preferred).
- Experience: At least 4 years banking experience, of which 2 years in credit processing preferred.
- Skills:
- Retail and SME credit appraisal, SBP rules, documentation, collateral evaluation.
- Ability to prepare credit memoranda and analyze financial statements.
Age Limits
- As per NBP HR policy for respective grades; generally mid‑30s to 50s for VP/SVP, and mid‑20s to 40s for OG‑I/AVP.
Benefits of Working at NBP
- Government‑backed job security in a leading national bank.
- Market‑competitive salaries and allowances (VP/SVP approx. Rs. 350,000–700,000; AVP 220,000–350,000; OG‑I 150,000–220,000; OG‑II 110,000–150,000 – indicative only).
- Structured career progression and promotion pathways.
- Professional training and development in risk management, credit, and banking operations.
- Retirement benefits such as gratuity/provident fund and medical coverage as per bank policy.
Contact Details
| Department / Office | Details |
|---|---|
| Recruitment Partner | Sidat Hyder Morshed Associates (Pvt.) Ltd. |
| Application Portal | https://www.sidathyder.com.pk/careers |
| Bank Head Office | National Bank of Pakistan, Head Office, Karachi |
| Official Bank Website | https://www.nbp.com.pk |
(All queries regarding application submission are typically handled by Sidat Hyder via the careers portal.)
How To Apply (Step‑by‑Step)
- Visit Careers Portal
- Go to https://www.sidathyder.com.pk/careers.
- Click on “National Bank of Pakistan – Career Opportunities”.
- Select Position & Apply
- Open the desired job (e.g., Credit Hub Head, Unit Head IRM, Manager IRM, Credit Analyst).
- Carefully read the job description and eligibility criteria.
- Click “Apply Online”.
- Fill in the form with accurate personal, educational and experience details.
- Upload your updated CV and any other documents requested.
- Submit & Track
- Submit application before the deadline mentioned in the ad.
- Save the confirmation email/slip for your records.
- Only shortlisted candidates will be contacted for test/interview; no TA/DA is admissible.
FAQs
Q1. Can fresh graduates apply for these NBP risk jobs?
A. No. All advertised posts require 4–10+ years of relevant banking experience.
Q2. Are these contractual or permanent positions?
A. These are typically regular bank positions governed by NBP HR policies; details are clarified at offer stage.
Q3. I have a foreign degree; what should I do?
A. Ensure you have an HEC equivalence certificate, which may be required at interview/selection time.
Q4. Can I apply for more than one position?
A. Yes, you can apply for multiple positions if you meet the criteria for each; submit separate online applications.
Q5. Will there be a written test?
A. NBP may conduct a technical/written test for shortlisted candidates, focusing on credit, risk, SBP regulations, and analytical skills.
Q6. How will I know if I am shortlisted?
A. Shortlisted candidates are usually informed via email or phone by Sidat Hyder/NBP HR.
If you share your years of experience, current grade, and preferred city, I can suggest which NBP role fits you best and help craft a concise professional summary for your application.
Well be furnished upon request